Last updated: June 2025  |  Applies to: nerdytools.com and all its tools

1. General Disclaimer

NerdyTools.com (“we”, “us”, “our”) provides free online calculators and tools across a range of categories including finance, health, mathematics, unit conversion, and more. While we make every reasonable effort to ensure the accuracy of the information and results produced by our tools, we make no warranties or representations of any kind — express or implied — regarding the completeness, accuracy, reliability, suitability, or availability of the tools or the information they produce.

Your use of any tool or calculator on NerdyTools.com is entirely at your own risk. We shall not be liable for any loss or damage — including, without limitation, indirect or consequential loss or damage — arising from the use of, or inability to use, any tool on this website.

2. Financial Disclaimer

The financial calculators on NerdyTools.com — including but not limited to the income tax calculator, paycheck calculator, investment return calculator, net worth calculator, retirement calculator, mortgage calculator, compound interest calculator, and all other finance-related tools — are provided for general informational and illustrative purposes only.

• Results produced by financial calculators are estimates only and are based on the inputs you provide and the assumptions built into each tool.
• Financial calculators do not account for every individual circumstance, tax situation, local regulation, or financial product.
• Tax calculations are based on publicly available tax rates for the specified tax year and jurisdiction. Tax laws change regularly. Results may not reflect recent legislative changes.
• Nothing on this website constitutes financial advice, investment advice, tax advice, or any other form of regulated financial guidance.
• You should not make any financial decision — including decisions about investments, loans, taxes, retirement, or insurance — based solely on the output of any calculator on this website.

Always consult a qualified financial advisor, accountant, or tax professional before making financial decisions.

3. Health & Fitness Disclaimer

The health and fitness calculators on NerdyTools.com — including BMI calculator, calorie/TDEE calculator, body fat calculator, ideal weight calculator, and pregnancy due date calculator — are provided for general informational purposes only.

• Results are general estimates based on population-level formulas and are not tailored to individual medical circumstances.
• BMI, body fat percentage, and calorie estimates are screening tools, not diagnostic tools.
• Pregnancy due date calculations are estimates only — actual birth dates vary significantly.
• Nothing on this website constitutes medical advice or a substitute for consultation with a qualified healthcare professional.

Always consult a qualified doctor, dietitian, or healthcare provider before making health-related decisions.

4. No Professional Relationship

Use of any tool on NerdyTools.com does not create any professional relationship between you and NerdyTools.com or its operators. We are not your financial advisor, accountant, lawyer, doctor, or any other type of professional advisor. The results of our calculators do not constitute professional opinions or recommendations.

5. Accuracy of Information

We make reasonable efforts to keep the information and tax rates used in our calculators accurate and up to date. However, we cannot guarantee that all information is current, complete, or error-free. In particular:

• Tax brackets, rates, and thresholds change annually and may not reflect the most recent changes at the time you use the calculator.
• Financial calculations involve assumptions about interest rates, return rates, and economic conditions that may differ from actual outcomes.
• We recommend verifying important figures with official government or financial institution sources before relying on them for any decision.

6. Third-Party Links

Some tools and content on NerdyTools.com may link to external websites for reference. These links are provided for convenience and informational purposes only. We have no control over the content of external websites and accept no responsibility for their content, accuracy, or availability. The inclusion of any link does not imply endorsement by NerdyTools.com.

7. Advertising

NerdyTools.com uses Google AdSense to display advertisements. These advertisements are served by Google and are subject to Google’s advertising policies. We do not control the specific advertisements displayed and are not responsible for their content. The presence of an advertisement on this website does not constitute an endorsement of the advertised product or service.

8. Limitation of Liability

To the fullest extent permitted by applicable law, NerdyTools.com and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, any tool, calculator, or content on this website — even if we have been advised of the possibility of such damages.

9. Changes to This Disclaimer

We reserve the right to update or modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to this page. Your continued use of NerdyTools.com following any changes constitutes your acceptance of the updated disclaimer.

10. Governing Law

This disclaimer shall be governed by and interpreted in accordance with applicable law. Any disputes arising in connection with this disclaimer shall be subject to the exclusive jurisdiction of the courts in the applicable jurisdiction.