💹 Finance & Money

Dividend Yield Calculator

Calculate dividend yield, annual income from dividends, DRIP growth projections, and how long to reach your passive income target. For stocks, ETFs, and dividend portfolios.

💹 Dividend Yield Calculator

Enter your stock details and investment amount to calculate yield, income, and DRIP projections.

📈 Stock / ETF Details

Stock / ETF Price per Share

Annual Dividend per Share

Total annual dividend paid per share

Dividend Frequency

Annual Dividend Growth Rate

Expected annual increase in dividend per share

💰 Your Investment

Number of Shares Owned

OR — Total Investment Amount

Enter shares OR amount — not both

Tax Rate on Dividends

Enter 0 for tax-advantaged accounts (401k, IRA, ISA)

DRIP Projection Period

🎯 Passive Income Target (optional)

Target Annual Passive Income from Dividends

How much annual dividend income do you want to achieve?

What Is a Dividend Yield Calculator?

This free dividend yield calculator shows you everything you need to know about dividend investing — yield percentage, annual and monthly income, per-payment amount, after-tax income, DRIP (Dividend Reinvestment Plan) growth projections over time, and how much capital you need to reach any passive income target. Whether you are a dividend investor, income-focused retiree, or evaluating a stock or ETF for its income potential, this dividend yield calculator gives you a comprehensive picture instantly.

In fact, dividend investing is one of the most popular strategies for building passive income. This dividend yield calculator makes the maths of dividend investing transparent — so you can compare stocks, set realistic income targets, and project the compounding power of reinvesting dividends over time.

How Does This Dividend Yield Calculator Work?

Dividend Yield = Annual Dividend per Share ÷ Share Price × 100
Annual Income = Shares × Annual Dividend per Share
Per-Payment = Annual Income ÷ Payment Frequency
After-Tax Income = Annual Income × (1 − Tax Rate)
DRIP: Reinvest dividends each period to buy more shares → compound growth
Shares Needed for Target = Target Income ÷ Annual Dividend per Share

What Is a Good Dividend Yield?

Under 2%: Low yield — typical of high-growth stocks (tech, biotech). Dividend is not the primary return driver.
2–4%: Moderate yield — typical of large blue-chip companies (Johnson & Johnson, Procter & Gamble, major banks). A good balance of income and growth.
4–6%: High yield — attractive for income investors but requires due diligence. Check whether the dividend is sustainable (payout ratio under 75%).
Above 6–7%: Very high yield — often signals a dividend cut risk. The share price may have fallen, inflating the yield. Investigate the payout ratio and earnings before relying on this yield.

💡 The dividend yield shown in this dividend yield calculator is based on the current price you enter. As share prices rise, yield falls — and vice versa. “Yield on cost” (calculated on your original purchase price) is a separate metric that grows over time as the dividend increases — this dividend yield calculator shows both.

What Is DRIP (Dividend Reinvestment Plan)?

DRIP automatically reinvests your dividend payments to purchase additional shares instead of receiving cash. This creates compound growth — your new shares earn their own dividends, which are reinvested to buy more shares, and so on. This dividend yield calculator projects the power of DRIP over your chosen time horizon. The difference between taking dividends as cash and reinvesting them is dramatic over 10–30 years.

Dividend Yield Calculator — Frequently Asked Questions

What is dividend yield vs dividend income?

Dividend yield is a percentage — annual dividend divided by share price. It tells you the return on investment from dividends alone. Dividend income is the actual dollar amount you receive — shares owned × annual dividend per share. This dividend yield calculator shows both: yield as a percentage for comparison purposes, and actual income in dollars for financial planning.

How much capital do I need to live off dividends?

Use the passive income target field in this dividend yield calculator to find out. If you want $50,000/year from dividends and your portfolio yields 4%, you need $1,250,000 in capital. At 5% yield, you need $1,000,000. This dividend yield calculator calculates the required capital automatically based on your target income and current yield.

Is this dividend yield calculator free?

Yes — this dividend yield calculator is completely free with no registration required. All calculations happen in your browser with no data sent anywhere.