Estimate deposit, shared-equity loan, mortgage amount, payment, and the modeled year-six equity-loan fee.
Australian Federal Shared Equity Scheme (up to 40% new home / 30% existing home)
$85,000 is below the $100,000 threshold for single applicants.
Govt Equity Share (40%)
$240,000
40% of $600,000 (new build)
Standard 5% deposit loan payment: $3,491/mo
Disclaimer: This tool provides informational results only and should not be used as professional advice.
The Help to Buy Shared Equity Calculator estimates deposit, equity-loan amount, mortgage amount, monthly mortgage payment, and the modeled year-six equity-loan fee.
The mortgage payment uses standard amortization. The year-six fee is modeled as 1.75% annually on the equity-loan amount divided by 12.
Eligibility, regional caps, income rules, future equity repayment, property valuation, and current program terms require official verification.
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