Compare current and refinanced student-loan payments, interest, fees, and total cost from loan assumptions.
Enter your current loan details and new refinance terms to see your potential savings.
Disclaimer: This tool provides informational results only and should not be used as professional advice.
The Student Loan Refinance Calculator compares current and refinanced loan payments, interest, fees, and total cost.
Refinancing can change the interest rate and payment, but it may also remove federal protections, income-driven repayment options, forgiveness eligibility, or deferment rights.
This is a scenario estimate. Verify lender terms and compare the value of any federal benefits before refinancing.
Estimate investment profit, total return, annualized return, and ending value from contribution and growth assumptions.
Calculate your monthly repayments, total interest payable, comparison rate, and full amortisation schedule instantly.
Calculate your exact monthly loan repayment, total interest, and total cost before you sign. Get a full month-by-month amortisation schedule instantly.