Calculate working capital and the current ratio from current assets and current liabilities.
Calculate Net Working Capital (NWC), Current Ratio, and Quick Ratio (Acid-Test) to assess short-term solvency and liquidity risk.
$60,000
Assets − Liabilities
1.60
Benchmark: 1.2–2.0
1.10
(Cash + AR) ÷ Liabilities
0.50
Cash ÷ Liabilities
Healthy working capital: $60,000 (Current ratio: 1.6)
Well-balanced liquidity profile. The business has $1.60 in liquid assets for every $1.00 of upcoming debt, with an acid-test quick ratio of 1.1.
Disclaimer: This tool provides informational results only and should not be used as professional advice.
The Working Capital Calculator measures short-term liquidity from current assets and current liabilities.
Current assets of 120,000 produce $60,000 net working capital and a 1.5 current ratio.
Working capital quality depends on inventory liquidity, receivables collectability, payment timing, and industry norms. A positive balance is not a guarantee of solvency.
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