Finance & Money Calculators

Division 296 Super Tax Calculator

Estimate modeled Division 296 super tax from total super balance and threshold assumptions.

Division 296 Super Tax Calculator — Online Calculator

Division 296 Super Tax Calculator

Australian superannuation earnings tax for total balances exceeding $3,000,000 (and $10,000,000 tier).

Transitional rule: uses closing balance (End TSB) to determine proportion over $3M

Opening balance (1 July)

Closing balance (30 June)

Concessional & non-concessional

Lump sums and pensions

Estimated Division 296 Tax

$16,875

2026–27 transitional year calculation

Relevant TSB$4,000,000
Calculated Super Earnings$450,000
Proportion > $3M (15% Tax)25.00%
Div 296 tax is assessed directly to the member (not the super fund). You can pay from personal cash or request a release authority from your super fund.
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Disclaimer: This tool provides informational results only and should not be used as professional advice.

The Division 296 Super Tax Calculator estimates the modeled tax effect for super balances above the threshold represented in the tool.

Limitations

Division 296 rules and implementation status may change. Confirm enacted law, valuation, earnings, withdrawals, and tax-year treatment with official guidance.

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